Empowering Investors Nationwide
Start your hassle-free journey to real estate success. Fast closing, competitive rates, and a team that delivers on every promise.
Speed
Closing in As Little as 14 Days
Transparency
Complete Honesty Throughout
Dependability
We Do What We Say
Loan Programs
A full suite of loan programs to meet your investment needs. From fix-and-flip to long-term rentals, we have the right solution for you.
Fix and Flip
Long Term Rental
Cash Out Refinance
Multi-Family
Ground Up Construction
Foreign National
Your Trusted Partner in Real Estate Lending
Lending Specialty is a direct lender dedicated to empowering real estate investors across the nation. We combine industry expertise with a commitment to speed, transparency, and dependability to help you achieve your investment goals.
Whether you're flipping your first property or expanding a portfolio of rentals, our team provides personalized financing solutions with competitive rates and fast closings. We understand that in real estate, timing is everything.
Speed
Close deals in as little as 14 days
Transparency
No hidden fees, complete honesty throughout
Dependability
We deliver on every promise, every time
We Are Lending Nationwide
Serving real estate investors in 35+ states across America. We're very competitive. Let's close your deals fast!
Nationwide Coverage
35+ states and growing
If you're a Foreign National, please do not hesitate to send us a loan application. We have great deals for you.
States We Serve
Not listed? We're expanding rapidly. Contact us to discuss your specific needs — we may still be able to help.
Simple 4-Step Process
From application to closing, we make real estate financing straightforward
Get a Quick Loan Quote
Select your program and click "Get a Quote" to receive a Loan Quote fast through your email. If you wish to proceed, continue with the next step.
Fill Out the Application
Begin your journey towards financial success with Lending Specialty by filling out our simple Loan Application form.
Submit the Requirements
Once application is submitted, wait for an email regarding the information and documents needed. Answer and upload them.
Get Approved
Once all documents are in place and processing is done, you achieve your Real Estate Investment. Congratulations!
"You can trust us to simplify your path to Financial Success."
What People Say
Hear from our satisfied clients across the nation
"Working with Lending Specialty transformed my real estate investment journey. Their fast approval process and competitive rates helped me close deals I would have otherwise lost."
Sarah Johnson
Real Estate Investor
Frequently Asked Questions
Everything you need to know about our lending programs
We finance a wide range of investment properties including single-family homes, multi-family units (2-30+), mixed-use properties, and ground-up construction projects. We focus exclusively on investment properties — not owner-occupied residences.
We can close loans in as little as 14 days for fix-and-flip and bridge loans. DSCR rental loans typically close in 21-30 days. Our streamlined process and in-house underwriting allow us to move quickly while maintaining thoroughness.
Our rates start as low as 5.5% depending on the loan program, property type, borrower experience, and leverage. We offer competitive pricing across all our programs. Contact us for a personalized quote based on your specific deal.
Yes! We have specialized loan programs for foreign national investors. No SSN or US credit history is required. We work with international investors from around the world to help them invest in US real estate.
We offer loans up to $10 million for qualified borrowers and properties. Loan amounts depend on the program type, property value, and borrower qualifications. We can also consider larger amounts on a case-by-case basis.
For our DSCR (Debt Service Coverage Ratio) rental loans, no income verification is required. The property's rental income qualifies the loan. For fix-and-flip and construction loans, we focus primarily on the deal and the borrower's experience rather than traditional income documentation.
Still have questions? Contact us directly
Get In Touch
We're here to help you succeed. Reach out and let's discuss your investment goals.
Contact Information
Call / WhatsApp
+1 800-846-8628
[email protected]
Lending Specialty
Lending Specialty
Coverage
35+ States Nationwide